The Salader Consumer Bank is the German branch of the Spanish Salader Bank – one of the largest banking groups in the world. It offers all typical services for private customers. In the area of account management and payment transactions, you can choose from various credit cards. See alternativechannel.tv of critique.
From the CC Bank to the Salader Consumer Bank
The history of the Salader Consumer Bank dates back to the 1950s when a private bank for car loans was founded in Mönchengladbach. In 1987, Salader Bank bought the money house and renamed it CC Bank. The Royal Bank of Scotland’s 50 percent stake in 1988 remained an episode. In 1996 the Salader Bank took over all shares again. In 2007 the subsidiary was renamed Salader Consumer Bank.
The Salader Consumer Bank steadily expanded its market position through the subsequent takeovers of the European consumer credit business of the Royal Bank of Scotland, GE Money Bank and the German retail banking business of SEB. Today the institute has more than 300 branches nationwide and is mainly present in larger and medium-sized cities. The bank also uses the Internet as a direct sales channel. This also applies to credit cards.
Large selection of credit cards
You can get both Mastercard and Visa credit cards from Salader Consumer Bank. You will find a very differentiated range of cards. Different fee models apply for this – both with regard to annual fees and when using cards and withdrawals from ATMs.
Two credit cards (1plus Visa Card and dunny Card) are generally issued without an annual fee. Otherwise the amount of the fee depends on the scope of services. The following model predominantly applies to ATM withdrawals: 1%, at least USD 5.25 in the case of credit balances, 3.5%, at least USD 5.75 in the case of a credit balance on the card account.
A foreign transaction fee is charged for most credit cards. It ranges from 1.25% to 1.75% of sales. The foreign assignment fee only applies in the non-USD area. With the 1plus Visa Card and the Ferrari Card it is completely eliminated.
On offer: Mastercards and Visa
At Salader Consumer Bank, what credit card you choose is more important than offers from other banks. With MasterCards you have 36 million acceptance points worldwide and can collect money from 2 million ATMs around the world. There are 25 million acceptance points and 1.6 million ATMs for Visa cards. In Germany the Visa card is somewhat more common (500,000 acceptances) than the MasterCard (450,000 acceptances).
Credit card application with the Salader Consumer Bank
You can conveniently apply for all Salader Consumer Bank credit cards online. The application is made in five steps with information on the person, profession, bank details and the economic situation. New customers must legitimize themselves with the printed application. In the event of a positive check by the bank, the card will be sent.
A credit card for every occasion
Salader Consumer Bank offers its customers a variety of credit cards with different additional services. Which offer is best for you depends on how you want to use your credit card.